Overdraft Line of Credit Loans
An Overdraft Line of Credit (LOC) provides a convenient and flexible way to cover emergency expenses, protect yourself from overdrafts, and quickly make purchases — while only paying interest on the amount actually used. Access the funds directly without affecting your Checking Account balance by simply writing a check.
- Borrow, repay, and borrow again to meet immediate needs
- Linked to your Checking Account
- Provides overdraft protection when needed
- No annual fee
- Interest rate is comparable to most credit cards
- Limits available starting at $500.00
