Mortgages
We offer mortgage loans for a variety of situations. Choose the best program for your needs, from fixed rates to adjustable rates. Our loan specialists are friendly, informed and very helpful. Remember, as a local lender we are right here for you, ready to meet with you personally and support you through the entire process.
Residential Mortgages
From the first time home buyer to the experienced homeowner, our friendly staff can assist with completing the necessary applications. Pickens Savings and Loan has options to offer those seeking the traditional loan, as well as, those individuals whose request might just be a little out of the ordinary.
Fixed Rates & Adjustable Rates available.
Residential Construction Loan
- One closing on Construction/Permanent Financing.
- Fixed Rates & Adjustable Rates available.
Home Equity Line of Credit
If you own a home, you can use your equity to finance anything you want. You can enjoy the peace of mind of having a pre-approved line of credit at your disposal for those unexpected expenditures.
- Rate Based on the Wall Street Journal Prime – Variable monthly
- Tax deductible interest– in most cases. See your tax Advisor
- Up to 80% cumulative LTV
