Personal Savings Accounts

Start building your future today with a Pickens Savings & Loan Personal Savings Account – safe, secure, and tailored for your goals!

Account Benefits:

Open any Pickens Savings & Loan Personal Savings Account and take advantage of these great benefits.
  • Free Online Banking
  • Free E-Alerts
  • Free Mobile Banking
  • 15 Free 24-hour automated telephone banking calls per month; $.50 each call thereafter
  • All day deposit credit

*Message & Data rates may apply

a person putting a coin into a pink piggy bank.

Passbook Savings Account Features:

  • $100 Minimum Opening Deposit
  • $100 Minimum Daily Balance to avoid service fee and to earn interest

*$4.00 monthly service fee if daily balance goes below $100 any day of the month

*$4.00 service fee for each withdrawal over 4 in a month

a girl in a dress holding a bunch of balloons.

Youth Passbook Account Features:

Want your child to grow up to be a financially responsible adult? Then, start now! Learning to plan, budget, and save money is just as important as what your child will learn in school. And the best way to set them on the right path is by helping them open a savings bank account. This account is for customers age 18 years and younger.

  • $10 Minimum Opening Deposit
  • $10 Minimum Daily Balance Requirement to earn interest
  • No Monthly Service Fee

*$4.00 service fee for each withdrawal over 4 in a month

a piggy bank sitting on a desk next to a laptop.

Premium Passbook Savings Account Features:

  • $10,000 Minimum Opening Deposit
  • $100 Minimum Daily Balance to avoid a service fee and to earn interest
  • Tiered Rates

*$4.00 monthly service fee if daily balance goes below $100 any day of the month

*$4.00 service fee for each withdrawal over 4 in a month

a little girl and a little girl playing in a tent.

Christmas Club Savings Account Features:

  • $10 Minimum Opening Deposit
  • $10 Minimum Daily Balance Requirement to earn interest
  • No Monthly Service Fee
  • No withdrawals or transfers allowed
  • A check for the amount saved above the $10 minimum will be mailed in October of each year

If you have any questions, please feel free to contact us. Whatever you need, we are here to make banking more efficient for you.

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