Deposit Terms and Conditions
Deposit Rates
Please call Pickens Savings and Loan at 864-878-2444 for current rate information. Remember that you may reach our Customer Service Representatives by email at customerservice@pickens.bank. Rates are subject to change at any time.
Deposit Account Terms and Conditions
Checking
*The annual percentage yield (APY) is the effective annual rate of return taking into account the effect of compounding interest. |
Savings
*The annual percentage yield (APY) is the effective annual rate of return taking into account the effect of compounding interest. |
Money Market
*The annual percentage yield (APY) is the effective annual rate of return taking into account the effect of compounding interest. ** All deposit accounts listed above are variable rate accounts. The interest rate and APY may change at any time. Interest credited and compounded monthly on all Checking and Money Market Accounts. Interest credited and compounded quarterly on all Passbook Accounts and Christmas Club Account. Fees charged could reduce earnings on your account. |
Certificate of Deposit
*The annual percentage yield (APY) is the effective annual rate of return taking into account the effect of compounding interest. Annual percentage yield (APY) assumes interest remains on deposit. The APY will be less if interest is paid by check or credited to another account. A penalty may be imposed for withdrawals prior to maturity for Certificates of Deposit Only. (A) Interest will be credited and compounded at maturity. (B) Interest will be credited and compounded quarterly. |